Practical tools for
Nigerian business owners.
Professionally designed, immediately useful. Every tool is grounded in the same framework SME360 deploys operationally, and available at no cost.
Interactive Online Tool
Enterprise Readiness Ladder™ Self-Assessment
Six questions, one per infrastructure layer. Returns a readiness score, a per-layer breakdown, and your weakest focus layer, then routes you to the matching guidance and the full Diagnostic.
Take the Assessment →Interactive Online Tool
SCUML “Do I Need to Register?” Checker
A short decision tree that indicates whether your business is likely a DNFBP that must register with SCUML. Carries the verified facts (free, portal-only, 7-day CTR, monthly NIL, NFIU) and the paid-registration scam warning.
Check Your Status →Interactive Online Tool
SME Business Infrastructure Health Check
A lighter version of the full Infrastructure Diagnostic. Five questions, immediate score, and your top three priority recommendations, plus a path to the full Diagnostic Review if you want to go deeper.
Take the Health Check →Downloadable PDF
Nigerian SME Compliance Calendar 2026
Month-by-month: every NRS (formerly FIRS) filing deadline (CIT, VAT, PAYE, WHT), CAC annual returns window, SCUML reporting deadlines (CTR/CBTR/NIL/STR), PENCOM monthly remittance deadlines, NSITF contribution schedule, ITF levy schedule. Consequences of missing each deadline clearly noted. Updated annually.
Downloadable PDF
SME Compliance Readiness Checklist 2026
A scored, self-assessment checklist covering the core statutory and structural obligations every Nigerian SME should be able to evidence. Work through it, score your readiness, and see exactly where the gaps are before an institution finds them first.
Every tool on this page was built from the operational frameworks SME360 deploys for clients. If you want those frameworks deployed in your business, not just downloaded, start with a Diagnostic.
Book a Business Infrastructure Diagnostic →